
At Haddad Financial Services, we understand that navigating employee benefits can be as complex as it is crucial. The right benefits not only safeguard your team’s wellbeing but also cement your reputation as an employer of choice. This is where our expertise shines—not just as a local representative but as your independent benefits architect.

Customized Solutions, Unparalleled Expertise
Every business is unique, and off-the-shelf plans rarely address every unique circumstance. As an independent broker, we bring the flexibility to sift through and assess all available benefits providers, leveraging a broad market outlook to pinpoint the plan that aligns perfectly with your business goals and workforce dynamics.

Engage, Retain, Succeed
Quality employees are the cornerstone of your success, and a robust benefit plan is key to attracting and maintaining top talent. Haddad Financial’s dedicated service is your gateway to flexible, tailor-made benefit solutions that cater to every scale, from the solo entrepreneur to the bustling enterprise.
More Than Benefits—A Strategic Consultancy
With Haddad Financial Services, you’ll find more than just a plan; you’ll discover a partner who is invested in your success:
- Discovery: We dive deep into the unknowns that you might not even be aware of, illuminating paths to benefits that truly serve your needs.
- Accessibility: Think benefits are beyond reach? We champion affordable options like Lifestyle and Health Spending Accounts, proving that size does not dictate value.
- Adaptability: Needs evolve, and so should your benefits. We ensure your plan remains in lockstep with your changing team, providing vital coverage even when circumstances shift.
- Simplicity for Complexity: Without an HR department, benefits questions can become a significant drain. We fill that gap, offering ongoing support and clear, concise answers.
Proven Expertise and Innovative Benefit Options
Our team’s extensive experience is matched by a record of tangible success and specialized qualifications, such as our certification with the Automotive Retailers Group Association and the Canadian Automotive Dealers Association, enabling us to secure specialized rates and plans tailored for the automotive industry. We are proud to be recognized not just as brokers but as a collective of dedicated consultants, committed to excellence and innovation in crafting your employee benefits.

To ensure we meet the diverse needs of your workforce, we offer versatile Health Care Spending Accounts as well as Lifestyle/Wellness Accounts that enhance standard benefits packages or serve as a comprehensive stand-alone plan for those not typically covered. Our industry-specific expertise informs every customized solution we provide, ensuring that your benefits strategy is not only competitive but also completely aligned with your business’s unique requirements and goals.

Recognition of Excellence
Our commitment to excellence has not gone unnoticed. We’re proud to have received the Chambers of Commerce Group Insurance Plan Advisors’ Top Producers award multiple times and rank among the top 100 advisors in Canada. This distinction underscores our dedication to delivering the highest level of service and expert knowledge in group benefits planning.
Choose Haddad Financial Services to harness the full spectrum of employee benefits designed with your business in mind. Because when your team thrives, so does your business.